Disclaimer | REXc Australia

DISCLAIMER & TERMS OF SERVICE

By using this site, you agree to the Internet Privacy Policy of our www.rexc.com.au web site (“the web site”) and terms and conditions contained on this website. www.rexc.com.au is a web site of REXC AUSTRALIA Pty Ltd (“We”, “our” and “us” in this Website Terms and Conditions).

No investment advice provided to you unless otherwise expressly stated to the contrary, this website is not designed for the purpose of providing personal financial or investment advice. Information provided does not take into account your particular investment objectives, financial situation or investment needs.

Access to and use of this site (www.rexc.com.au or www.myrexc.com.au) constitutes your acceptance of the terms in this notice. If you do not agree to be legally bound to any of these terms, please do not access/use our websites.

REXc Australia does not warrant or represent that the information in this site is free from errors or omissions or is suitable for your intended use. Our information has been derived from sources believed to be reliable and accurate, however REXc Australia recommends that you seek independent advice before acting on any information in this site. Subject to any terms implied by law and which cannot be excluded, REXc Australia accepts no responsibility for any loss, damage, cost or expense (whether direct or indirect) incurred by you as a result of any error, omission or misrepresentation in any information in this site. The information in this site is current at the date of publication but may be subject to change.

REXc Australia does not warrant that functions contained within our content will be uninterrupted or error free, that defects will be corrected, or that REXc Australia or the server that makes it available are free of viruses or bugs.

Any scenarios and advice contained on this website has been prepared without taking into account your objectives, personal circumstances, financial situation or needs. All information is of a general nature only and does not constitute professional advice. Before acting on any advice on this website, REXc Australia recommends that you consider whether it is appropriate for your personal situation.

Products and services offered by REXc Australia on this site may be specific to Australia and should not be relied on by people in any other country. The information in this site and this notice and are governed by and are to be construed according to the laws applicable in the Commonwealth of Australia (“Australian law”).

Accessing any product or service via this website is not an offer, inducement or invitation to purchase those products or services. Some images on our website may not be the work conducted by REXc Australia, in which case they are works or projects conducted by strategic alliances of REXc Australia and are therefore an accurate portrayal of our capabilities of services offered.

You agree to use our websites for lawful purposes, and in a way that does not infringe the rights of, restrict or inhibit anyone else’s use and enjoyment of our websites.

You should assess whether the information on this website is appropriate to your particular investment objectives, financial situation and investment needs. You should do this before making an investment decision on the basis of the information on this website. You can either make this assessment yourself or seek the assistance of any adviser.

Third party offers

This website may contain references to other special offers or promotions by persons who are not part of REXc Australia. Subject to any applicable law which cannot be excluded, REXc Australia makes no warranties or representations regarding the quality, accuracy, merchantability or fitness for purpose of the goods or services available from these persons. Your obtaining of goods or services from these persons is at your own risk. You indemnify each member of REXc Australia against all liability, loss, damage, cost and expense arising from or relating to your obtaining goods or services from a third party referred to in this website.

Investment performance

Unless otherwise stated to the contrary, REXc Australia does not guarantees any particular rate or return, the performance of any investment or the repayment of capital from any investment. Investment is subject to investment and other risks. Possible risks could include loss of income or capital invested.

Disclaimer and limitation of liability

To the maximum extent permitted by law, REXc Australia will not be liable in any way for any loss or damage suffered by you through use or access to this website, or REXc Australia’s failure to provide this website. Our liability for negligence, breach of contract or contravention of any law as a result of our failure to provide this website or any part of it, or for any problems with this website, which cannot be lawfully excluded, is limited, at our option and to the maximum extent permitted by law, to resupplying this website or any part of it to you, or to paying for the resupply of this website or any part of it to you.

General conditions

These Terms and Condition can be modified at any time by REXc Australia and you agree to continue to be bound by these Terms and Conditions as modified. We will give you notice of these changes by publishing revised Terms and Conditions on this website – we will not separately notify you of these changes.

© REXC AUSTRALIA Pty Ltd. ABN 88 607 043 747. Copyright in the information contained in this site subsists under the Copyright Act 1968 (Cth) and, through international treaties, the laws of many other countries. It is owned by REXC AUSTRALIA Pty Ltd unless otherwise stated. All rights reserved. Any reproduction or adaptation of material in any form is prohibited, except as permitted under the Copyright Act 1968 (Cth) or other applicable laws, without the specific written consent of REXC AUSTRALIA Pty Ltd.

REXc Australia grants visitors permission to download copyright material for private purposes only. For use of our copyright material beyond these purposes, please seek written permission from REXc Australia, or the appropriate copyright owner.

Permission, if granted, will be subject to the copyright owner’s name and interest in the content be acknowledged when it is reproduced or quoted, in whole or in part.

Contributing to REXc Australia: Where you are invited to submit any contribution (including text, photographs, graphics, video or audio) you agree, by submitting your contribution, to grant REXc Australia a royalty-free right to use, reproduce and publish for the public the said contribution, in accordance with our privacy policy (see privacy policy). If you do not wish to grant to REXc Australia the rights set out above, please do not submit your contribution to us.

Linking to our content: We encourage the use of hyperlinks to our content. Please, however:

• Attribute the original source of the hyperlink where it points to our or a

third party’s content

• Do not claim ownership or rights to content belonging to us or other parties

• Link to our content directly

• Comply with copyright and trademark laws

About the Law

If any of these terms are determined to be illegal, invalid or otherwise unenforceable by reason of the laws of any state or country in which these terms are intended to be effective, then to the extent and within the jurisdiction in which that term is illegal, invalid or unenforceable, it shall be severed and deleted from these terms and the remaining terms shall survive, remain in full force and effect and continue to be binding and enforceable.

These terms shall be governed by and interpreted in accordance with the laws of Queensland, Australia.

You acknowledge and accept that your use of this website indicates your acceptance of these Terms and Conditions.

Website Engagement & Social Media Use

Rules, Regulations & Code of Conduct

REXc Australia is of a friendly nature and invite all to befriend and interact within. For the safety and security of all users (including REXc Australia), please observe the following rules and regulations.

First and foremost, by befriending/accepting/”Like”ing this page/friend you agree to adhere to the following Rules, Regulations & Code of Conduct.

If your post is deleted, it is because it infringes our page or is posted inappropriately. Any suspicious or fake profiles will be removed from my page as will offensive names. Similarly, you are not to advertise other pages on our page without prior approval. This will result in the deletion of your page and your profile. Also please do not use CONTINUOUS CAPITALS. This is SHOUTING and makes look unfriendly. You must also not engage in negative conversation about about us and/or our admin. ALL of the above will result in deletion.

This is community friendly. We do not appreciate negative or nasty comments and would prefer that if you feel the need to engage in such behaviour that you refrain from doing so. If we receive valid complaints about individuals, we reserve the right to remove you without notice.

This has been designed by REXc Australia to be informative, positive and to provide relevant information to appropriate users and hope that you get as much enjoyment out of it as we have putting into it.

Sharing Your Content and Information
You own all of the content and information you post, and you can control how it is shared through your privacy and application settings. In addition:

1 For content that is covered by intellectual property rights, like photos and videos ("IP content"), you specifically give us the following permission, subject to your privacy and application settings: you grant us a non-exclusive, transferable, sub-licensable, royalty-free, worldwide license to use any IP content that you post on or in connection within our page ("IP License"). This IP License ends when you delete your IP content or your account unless your content has been shared with others, and they have not deleted it.

2 We always appreciate your feedback or other suggestions, but you understand that we may use them without any obligation to compensate you for them (just as you have no obligation to offer them).

Safety

You will not send or otherwise post unauthorised commercial communications (such as spam).
You will not collect users' content or information, or otherwise access Facebook, using automated means (such as harvesting bots, robots, spiders, or scrapers) without our permission.
You will not engage in unlawful multi-level marketing, such as a pyramid scheme.
You will not upload viruses or other malicious code.
You will not solicit login information or access an account belonging to someone else.
You will not bully, intimidate, or harass any user.
You will not post content that: is hateful, threatening, or pornographic; incites violence; or contains nudity or graphic or gratuitous violence.
You will not develop or operate a third-party application containing alcohol-related or other mature content (including advertisements) without appropriate age-based restrictions.
You will not use to do anything unlawful, misleading, malicious, or discriminatory.
You will not do anything that could disable, overburden, or impair the proper working, such as a denial of service attack.
You will not facilitate or encourage any violations of this Statement.
You will not provide any false personal information,
You will not use your personal profile for your own commercial gain (such as selling your status update to an advertiser).
You will keep your contact information accurate and up-to-date.
You will not transfer/share material from (including any page or application we administer) to anyone without first getting our written permission.

Protecting Other People's Rights
We respect other people's rights, and expect you to do the same.

You will not post content or take any action on that infringes or violates someone else's rights or otherwise violates the law.
We can remove any content or information you post on if we believe that it violates this Statement.
If we remove your content for what we believe is infringing someone else's rights and or/beliefs, and you believe we removed it by mistake, we will provide you with an opportunity to appeal.
If you repeatedly infringe other people's rights/beliefs, we will delete and/or disable your account when appropriate.
If you collect information from users, you will: obtain their consent, make it clear you (and not REXC AUSTRALIA Pty Ltd) are the one collecting their information, and post a privacy policy explaining what information you collect and how you will use it.
You will not post anyone's identification documents or sensitive financial information.
You will not tag users or send email invitations to and/or non-users without their consent.

Collection of Data

You will not directly or indirectly transfer any data you receive from us to (or use such data in connection with) any ad network, ad exchange, data broker, or other advertising related toolset, even if a user consents to that transfer or use.
You will not sell user data. If you are acquired by or merge with a third party, you can continue to use user data within your application, but you cannot transfer user data outside of your application.

Definitions

By "information" means facts and other information about you, including actions you take.
By "content" means anything you post that would not be included in the definition of "information."
By "data" means content and information that third parties can retrieve from website to social media or provide to website or social media through Platform.
By "post" means post on website or social media or otherwise make available to us (such as by using an application).
By "use" means use, copy, publicly perform or display, distribute, modify, translate, and create derivative works of.
By "active registered user" means a user who has logged into the questioned website or social media platform at least once in the previous 30 days.
By "application" means any application or website that uses or accesses Platform, as well as anything else that receives or has received data from us. If you no longer access Platform but have not deleted all data from us, the term application will apply until you delete the data.

Prohibited Content

Ads must not be false, misleading, fraudulent, or deceptive.
Ads will not be permitted in cases where a business model or practice is deemed unacceptable or contrary to the said social media’s overall advertising philosophy.
Ads, or categories of ads, which receive a significant amount of negative user feedback, or are otherwise deemed in violation of community standards will not be permitted.
Ads cannot contain, facilitate, promote, or reference the following:

Offensive, profane, vulgar, obscene or inappropriate language;
Obscene, defamatory, libellous, slanderous and/or unlawful content;
Tobacco products;
Ammunition, firearms, paintball guns, bb guns, or weapons of any kind;
Gambling, including without limitation, any online casino, sports books, bingo, or poker without authorisation from me;
Scams, illegal activity, or chain letters;
Contests and sweepstakes unless given permission by us to do so; if permission is given, you are subject to the said social media's Promotions Guidelines;
Get rich quick and other money making opportunities that offer compensation for little or no investment, including "work from home" opportunities positioned as alternatives to part-time or full-time employment or promises of monetary gain with no strings attached;
Adult content, including nudity, sexual terms and/or images of people in positions or activities that are excessively suggestive or sexual, or provocative images in violation of community standards;
Adult friend finders or dating sites with a sexual emphasis;
Adult toys, videos, or other adult products;
Uncertified pharmaceutical products;
Spy cams or surveillance equipment;
Web-based non-accredited colleges that offer degrees;
Inflammatory religious content;
Politically religious agendas and/or any known associations with hate, criminal and/or terrorist activities;
Content that exploits political agendas or uses "hot button" issues for commercial use regardless of whether the advertiser has a political agenda;
Hate speech, whether directed at an individual or a group, and whether based upon the race, sex, creed, national origin, religious affiliation, marital status, sexual orientation, gender identity, or language of such individual or group;
Content that advocates against any organisation, person, or group of people, with the exception of candidates running for public office;
Content that depicts a health condition in a derogatory or inflammatory way or misrepresents a health condition in any way.

Grammar, sentence structure, spelling, and spacing

Ad text must be grammatically correct and contain proper sentence structure.
Ad text must be in complete sentences.
Ads cannot include excessive repetition (such as "buy, buy, buy").
Ads must use correct spelling.
Ad text must include grammatically correct spacing.

Capitalisation

Ads must use proper, grammatically correct capitalisation (such as capitalising the first letter of all proper nouns and capitalising the title of the ad).
Ads cannot include excessive capitalisation (such as "FREE") or incorrect capitalisation (such as capitalising the first letter of every word in a sentence).
Acronyms may be capitalised.

Punctuation

Ads must include logical, correct punctuation.
Ads cannot contain repeated and unnecessary punctuation (such as "Buy now!!!").
All complete sentences (including if the ad title is a complete sentence) must end with a single punctuation mark. Sentences cannot end with ellipses, dashes, etc.
Exclamation points cannot be used in the title of any ad.

Symbols

The use of all symbols, numbers, or letters must adhere to the true meaning of the symbol.
Ads cannot contain repeated and unnecessary symbols.
Symbols cannot be used for the following:

To substitute for letters (e.g. "$ave" instead of "save");
To substitute for entire words (e.g. "&" instead of "and" or "$" instead of "cash/dollars/money");
As unnecessary abbreviations to shorten character count (e.g. "w/" instead of "with" or "@" instead of "at").

4. Symbols may be used for the following:

If the symbol is part of the product or brand name;
If the $ symbol is paired with a dollar amount (e.g. "Save $100 today");
If the # symbol is used for comparative phrases (e.g. "Voted the #1 site by NY Times").

To be considered when buying property

Before you buy a home there are a number of things that you should investigate and consider. Though it may not be obvious at the time, there could be matters that may affect your enjoyment of the property, the safety of people on the property or the value of the property.

The following questions may help you to identify if a property is appropriate to purchase. In many cases the questions relate to a variety of laws and standards. These laws and standards change over time, so it is important to seek the most up to date information. Various government agencies can provide up to date and relevant information on many of these questions. Consider having a professional building inspection done before proceeding with a purchase. A building inspection will help you answer some of the questions below.

The questions have been categorised under the headings Safety, Enjoyment and Value, but all of the issues are relevant to each heading.

Safety______________________________________________________________________

• Is there asbestos in any of the buildings or elsewhere on the property eg sheds and fences?

• Does the property have any significant defects eg cracking or salt damp? Have the wet areas been waterproofed?

• Is the property in a bushfire prone area?

• Are the electrical wiring, gas installation, plumbing and appliances in good working order and in good condition? Is a safety switch (RCD) installed? Is it working?

• Are there any prohibited gas appliances in bedrooms or bathrooms?

• Are smoke alarms installed in the house? If so, are they hardwired? Are they in good working order and in good condition? Are they compliant?

• Is there a swimming pool and/or spa pool installed on the property? Are there any safety barriers or fences in place? Do they conform to current standards?

• Does the property have any termite or other pest infestations? Is there a current preventive termite treatment program in place? Was the property treated at some stage with persistent organochlorines (now banned) or other toxic termiticides?

• Has fill been used on the site? Is the soil contaminated by chemical residues or waste?

• Does the property use cooling towers or manufactured warm water systems? If so, what are the maintenance requirements?

Enjoyment_________________________________________________________________

• Does the property have any stormwater problems?

• Is the property in a flood prone area? Is the property prone to coastal flooding?

• Does the property have an on-site wastewater treatment facility such as a septic tank installed? If so, what are the maintenance requirements? Is it compliant?

• Is a sewer mains connection available?

• Are all gutters, downpipes and stormwater systems in good working order and in good condition?

• Is the property near power lines? Are there any trees on the property near power lines? Are you considering planting any trees? Do all structures and trees maintain the required clearance from any power lines?

• Are there any significant trees on the property?

• Is this property a unit on strata or community title? What could this mean for you? Is this property on strata or community title? Do you understand the restrictions of use and the financial obligations of ownership? Will you have to pay a previous owner's debt or the cost of planned improvements?

• Is the property close to a hotel, restaurant or other venue with entertainment consent for live music? Is the property close to any industrial or commercial activity, a busy road or airport etc that may result in the generation of noise or the emission of materials or odours into the air?

• What appliances, equipment and fittings are included in the sale of the property?

• Is there sufficient car parking space available to the property?

Value_____________________________________________________________________

• Are there any illegal or unapproved additions, extensions or alterations to the buildings on the property?

• How energy efficient is the home, including appliances and lighting? What energy sources (eg electricity, gas) are available?

• Is the property connected to SA Water operated and maintained mains water? Is a mains water connection available? Does the property have a recycled water connection? What sort of water meter is located on the property (a direct or indirect meter – an indirect meter can be located some distance from the property)? Is the property connected to a water meter that is also serving another property?

• Are there water taps outside the building? Is there a watering system installed? Are they in good working order and in good condition?

•Does the property have alternative sources of water other than mains water supply (including bore or rainwater)? If so, are there any special maintenance requirements?

Disclaimer

There may be other issues relevant to the purchase of real estate. If you are unable to ascertain enough information about the questions raised in this form and any other concerns you may have we strongly recommend you obtain independent advice through a building inspection, a lawyer, and a financial adviser.